Terms of Service

Eligibility

You must be at least 18 years old and able to form a binding contract to use the Service. By using Wendworth, you represent that you meet these requirements and that the information you provide is accurate.

What the Service is

Wendworth is a personal finance tracking tool. It lets you record accounts, balances, and related information and see them organized in one place, and it lets you optionally link an outside brokerage or investment account to import its balances and activity. Any such connection is strictly read-only: the Service does not move money, place trades, or execute transactions.

Wendworth is provided for your personal, informational use only.

Not financial, investment, tax, or legal advice

Wendworth is a tracking and organization tool, not a financial service. Highfivery LLC is not a bank, credit union, broker-dealer, money transmitter, or registered investment adviser, and the Service is not a substitute for professional advice.

Nothing in the Service is financial, investment, tax, accounting, or legal advice, or a recommendation to buy, sell, or hold any asset. Amounts and totals shown are based solely on what you enter and may not reflect your actual financial position. Funds tracked in the Service are not held by us and are not insured by the FDIC, NCUA, or any government agency. You are solely responsible for your financial decisions; consult a qualified professional before acting on any information.

Your account

You access the Service through a passwordless sign-in link sent to your email, and you may add a second factor for extra protection. You are responsible for maintaining access to your email account and any second factor, and for all activity under your account. Notify us promptly if you believe your account has been accessed without your authorization.

Acceptable use

You agree not to:

• Use the Service in violation of any law or the rights of others.
• Access, tamper with, or use non-public areas of the Service, our systems, or those of our providers.
• Probe, scan, or test the vulnerability of the Service, or breach or circumvent any security or authentication measure, except through a channel we designate for that purpose.
• Interfere with or disrupt the Service, or place an unreasonable load on it, including through automated means.
• Reverse engineer or attempt to extract the source code of the Service, except to the extent this restriction is prohibited by law.
• Use the Service to store or transmit anything unlawful, infringing, or harmful.

Your content

The information you enter into the Service is yours. You grant us only the limited rights needed to operate the Service for you — to store, process, and display your information back to you and to keep it secure. We do not claim ownership of your data and we do not sell it. Our handling of your information is described in the Privacy Policy.

Our intellectual property

The Service, including its software, design, and content (other than the data you enter), is owned by Highfivery LLC and protected by intellectual property laws. We grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service in accordance with these Terms. All rights not expressly granted are reserved.

Third-party services

The Service relies on third-party providers (for example, for hosting, authentication, and email). Your use of the Service may be subject to those providers' terms where applicable. We are not responsible for third-party services we do not control.

Disclaimer of warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY INFORMATION IT SHOWS IS ACCURATE OR COMPLETE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HIGHFIVERY LLC AND ITS OWNERS AND PERSONNEL WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US TO USE THE SERVICE IN THE TWELVE MONTHS BEFORE THE CLAIM, OR ONE HUNDRED U.S. DOLLARS ($100). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

Indemnification

You agree to indemnify and hold harmless Highfivery LLC and its owners and personnel from any claims, losses, and expenses (including reasonable attorneys' fees) arising out of your misuse of the Service or your violation of these Terms or applicable law.

Termination

You may stop using the Service and delete your account at any time. We may suspend or terminate your access if you violate these Terms, if required by law, or if we discontinue the Service. On termination, your right to use the Service ends; sections that by their nature should survive (such as disclaimers, limitations of liability, and governing law) will survive.

Changes to the Service and these Terms

We may change, suspend, or discontinue any part of the Service, and we may update these Terms from time to time. When we make a material change to these Terms, we will update the effective date above and, where appropriate, notify you. Your continued use of the Service after an update means you accept the revised Terms.

Governing law and disputes

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules. You and Highfivery LLC agree that the state and federal courts located in Texas will have exclusive jurisdiction over any dispute that is not otherwise subject to an agreed alternative process, and you consent to venue there, to the extent permitted by law. Nothing in this section limits any non-waivable rights you have under the law of your home state.

Contact us

Questions about these Terms? Contact Highfivery LLC at info@highfivery.com, or by mail at 651 N Highway 183, Ste 335, PMB 3069, Leander, TX 78641-7001, United States.